Trust Instant Loan

Trust Instant Loan

Introducing Trust Instant Loan: Now available for all customers with interest rates starting at EIR from 2.28% p.a. With rapid approval, Trust Instant Loan is incredibly fast and easy to secure—just three clicks in the Trust App and around 60 seconds for existing Trust credit cardholders. No paperwork, no delays, and zero processing fees.

Customers can personalize their loan by selecting a repayment date, choosing the loan tenure in months instead of years, and easily adjusting their credit limit within the App.

Trust Instant Loan Campaign (Till 1 Jun 2026):

• Get up to S$1,750 in Cashback when you apply for Trust Bank Instant Loan" - includes up to S$500 in bonus cash
• Low interest rates from 1.00% p.a. (EIR from 2.28% p.a.)
• Stackable BAU Promo: Receive a S$10 FairPrice E-Vouchers from Trust when you sign up with the referral code SINGSAVE. Valid for New-To-Trust customers only. T&Cs apply.

SS Reward
NTB

• (S$8,000 – S$9,999)S$100 Cash via PayNow
• (S$10,000 – S$14,999):S$50 Bonus Cash on top of NEW:S$180 Cash via PayNow
• (S$15,000 – S$19,999):S$100 Bonus Cash on top of:S$310 Cash via PayNow
• (S$20,000 – S$29,999):S$200 Bonus Cash on top of:S$420 Cash via PayNow
• (S$30,000 – S$49,999):S$300 Bonus Cash on top of:S$640 Cash via PayNow
• (S$50,000 and above):S$500 Bonus Cash on top of:S$1,250 Cash via PayNow

ETB

• (S$8,000 – S$9,999):S$80 Cash via PayNow
• (S$10,000 – S$14,999):S$50 Bonus Cash on top of NEW:S$160 Cash via PayNow
• (S$15,000 – S$19,999):S$100 Bonus Cash on top of:S$270 Cash via PayNow
• (S$20,000 – S$29,999):S$200 Bonus Cash on top of:S$380 Cash via PayNow
• (S$30,000 – S$49,999):S$300 Bonus Cash on top of:S$600 Cash via PayNow
• (S$50,000 and above):S$500 Bonus Cash on top of:S$1,230 Cash via PayNow

Available to both NTB & ETB
Min. loan tenure 3 years

Product Page Transparency

• Pays to access additional features

Loan Features & Details

1) Key Features

• EIR from 2.28% p.a with no processing or hidden fees.
• Flexible repayments. Choose your desired personal loan amount and tenure. Repay with fixed instalments over 3 to 60 months.
• Fast approval in 60 seconds.
• Deposit Insurance Scheme: SGD deposits of non-bank depositors are insured by the SDIC, for up to S$100,000 in aggregate per depositor per Scheme member by law.

2) Eligibility

• Min. age requirement: 21 years old
• Minimum annual income of S$30,000 for Singaporean citizen or PR or S$60,000 for foreigners with valid work pass

3) Fees

The information displayed above is for reference only. The actual rates offered to you will be based on your credit score and is subject to the provider’s approval.

• Early repayment fee: S$ 15
• Late repayment fee: S$ 100

4) Application Process

1. Download the Trust App and navigate to the Instant Loan section

2. Fill out an application and submit all required documents

3. Wait for approval of personal loan

Required Documents :

1. NRIC (Front & Back) 

2. Salaried employees: Latest month’s computerised payslip or latest 6 months’ CPF contribution history statement 

3. Self-employed individuals: Last 2 years’ Income Tax Notice of Assessment 

4. Commission-based earners: Latest 3 months payslip or latest 6 months' CPF contribution history statement