Standard Chartered Spree Credit Card
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Summary
Standard Chartered Spree Credit Card Review 2026
4 May - 1 Jun Promotion:
To qualify for the rewards, customers need to:
- Apply for the cards and meet the minimum spend as required for each card
- Apply for one of the following SCB products via SingSaver link as well except EasyPay:
- Apply for Standard Chartered EasyPay via SCB app for at least 3 retail transactions on your credit card for a minimum amount of S$150 each with at least 12 months tenure (within 60 days of card approval date).
- Apply and open a Standard Chartered Bonus$aver Account with a minimum deposit of S$3,000 (within 60 days of card approval date). Quick apply here.
- Submit an application and get approved for Standard Chartered CashOne Personal Loan with a minimum loan approved amount of S$1,000 and a minimum tenure of 12 months (within 60 days of card approval date). Quick apply here.
- Apply and get approved for Standard Chartered Credit Card Funds Transfer (CCFT) with a minimum loan amount of S$1,000 for a minimum tenure of 3 months (within 60 days of card approval date). Quick apply here.
To clarify, if customers apply for both an SCB Credit Card and SCB CashOne via SingSaver, they will only receive the reward for the product they apply for first.
For example, if a customer applies for the Credit Card before CashOne, they will receive the Credit Card reward. The CashOne application will then be considered as an ETC case.
SCB Simply Cash (4 May - 1 Jun)
Promo Mechanic: Activate and spending a min. of S$800 within 30 days of card approval; apply one of the 4 SCB products listed above.
- NTC (New to card) only, ETCs (Existing to card) no offer
- NOT Stackable with BAU
Base Rewards:
- S$350 Cash
- S$370 Grab Voucher
- Samsung Galaxy Buds4 Pro + 100 eCap bundle (worth S$449)
Top-up Rewards:
- Dyson Airstrait (worth S$799) - S$100 topup
- Dyson V8 Cyclone cordless vacuum (worth S$559) - S$100 topup
- MacBook Neo 256GB Magic Keyboard (worth S$849) - S$450 topup
- Apple iPad Air (M4) 11" Wi-Fi 128GB (worth S$899) - S$500 topup
- Apple Watch Ultra 3 (worth S$1199) - S$840 topup
SCB Journey (4 May - 1 Jun)
Promo Mechanic: Activate and spending a min. of S$800 within 60 days of card approval; apply one of the 4 SCB products listed above.
- NTC (New to card) only, ETCs (Existing to card) no offer
- Stackable with SCB offer
Base Rewards:
- S$180 cash
- 12,000 Max Miles (worth a round trip to Kuala Lumpur with the travel value at S$210+)
- Samsung Galaxy Buds4 Pro (worth S$349)
- Samsonite Straren Spinner 67/24 (worth S$600)
Card Details and Features:
- With no minimum spend and up to S$30 monthly Cashback
- 3% Cashback when you shop online with foreign currency and all vPost
- 2% Cashback when you shop online with local currency
- 1% Cashback on all retail spend
Find out about the card's host of benefits, charges, promotions and eligibility criteria below.
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Summary
Standard Chartered Spree Credit Card Review 2026
4 May - 1 Jun Promotion:
To qualify for the rewards, customers need to:
- Apply for the cards and meet the minimum spend as required for each card
- Apply for one of the following SCB products via SingSaver link as well except EasyPay:
- Apply for Standard Chartered EasyPay via SCB app for at least 3 retail transactions on your credit card for a minimum amount of S$150 each with at least 12 months tenure (within 60 days of card approval date).
- Apply and open a Standard Chartered Bonus$aver Account with a minimum deposit of S$3,000 (within 60 days of card approval date). Quick apply here.
- Submit an application and get approved for Standard Chartered CashOne Personal Loan with a minimum loan approved amount of S$1,000 and a minimum tenure of 12 months (within 60 days of card approval date). Quick apply here.
- Apply and get approved for Standard Chartered Credit Card Funds Transfer (CCFT) with a minimum loan amount of S$1,000 for a minimum tenure of 3 months (within 60 days of card approval date). Quick apply here.
To clarify, if customers apply for both an SCB Credit Card and SCB CashOne via SingSaver, they will only receive the reward for the product they apply for first.
For example, if a customer applies for the Credit Card before CashOne, they will receive the Credit Card reward. The CashOne application will then be considered as an ETC case.
SCB Simply Cash (4 May - 1 Jun)
Promo Mechanic: Activate and spending a min. of S$800 within 30 days of card approval; apply one of the 4 SCB products listed above.
- NTC (New to card) only, ETCs (Existing to card) no offer
- NOT Stackable with BAU
Base Rewards:
- S$350 Cash
- S$370 Grab Voucher
- Samsung Galaxy Buds4 Pro + 100 eCap bundle (worth S$449)
Top-up Rewards:
- Dyson Airstrait (worth S$799) - S$100 topup
- Dyson V8 Cyclone cordless vacuum (worth S$559) - S$100 topup
- MacBook Neo 256GB Magic Keyboard (worth S$849) - S$450 topup
- Apple iPad Air (M4) 11" Wi-Fi 128GB (worth S$899) - S$500 topup
- Apple Watch Ultra 3 (worth S$1199) - S$840 topup
SCB Journey (4 May - 1 Jun)
Promo Mechanic: Activate and spending a min. of S$800 within 60 days of card approval; apply one of the 4 SCB products listed above.
- NTC (New to card) only, ETCs (Existing to card) no offer
- Stackable with SCB offer
Base Rewards:
- S$180 cash
- 12,000 Max Miles (worth a round trip to Kuala Lumpur with the travel value at S$210+)
- Samsung Galaxy Buds4 Pro (worth S$349)
- Samsonite Straren Spinner 67/24 (worth S$600)
Card Details and Features:
- With no minimum spend and up to S$30 monthly Cashback
- 3% Cashback when you shop online with foreign currency and all vPost
- 2% Cashback when you shop online with local currency
- 1% Cashback on all retail spend
Find out about the card's host of benefits, charges, promotions and eligibility criteria below.
Spree Credit Card
Spree Credit Card
$30
CASHBACK CAP
2% on online spend
LOCAL SPEND
3% on online spend
FOREIGN SPEND
1% cashback on all other retail spend
OTHER SPEND
S$30,000
MINIMUM ANNUAL INCOME
đŁ SIGN-UP BONUS
Snag S$350 Cash, S$370 Grab Voucher and Samsung Galaxy Buds4 Pro + 100 eCap bundle (worth S$449)! Top up for more rewards!
Valid till 01 Jun 2026. T&Cs apply.
4.3
26 Reviews
Service Rating
Speed of Approval
Ease of Fee Waiver
Customer Support
High to Low
Posted 05 Jun 2022
Purchased
Spree Credit Card
Great fuss-free cashback card for low spenders that just want easy cashback without having to worry about minimum spend and spending categories.0
What are your thoughts?Posted 06 Sep 2021
Purchased
Spree Credit Card
[Cashback Card] An underrated card in my opinion. Fuss free 2% cashback with no minimum spending is a match make in heaven for low spenders! Do note that there is a monthly cashback cap of $60. [Promotions and Perks] SCB always have ongoing promotion, one should leverage it for free money and gifts!0
What are your thoughts?Posted 02 Sep 2021
Purchased
Spree Credit Card
[Useful For...] Used it for over a year now as my first credit card! Fuss-free spending and 2% cashback without having to worry about spending criteria and minimum spend. Used in conjunction with jumpstart account, allows you to schedule payments 2-3 days before the deadline! Never miss a bill payment with it! Best for people who have low monthly CC spend <$500 and want a simple card for daily use.0
What are your thoughts?29 Jun 2021
Purchased
Spree Credit Card
Cs can be improved. But their fb support is quite fast. Overall not much problem using their services0
What are your thoughts?11 May 2021
Purchased
Spree Credit Card
[Cashback Card] For Beginner Fuss-free card for every penny spent Cashback with all categories and no minimum spend Good for cashback lover!0
What are your thoughts?17 Feb 2021
Purchased
Spree Credit Card
[Useful For...] SC Spree, Cap $60 3% on Online Foreign currency spend - Amazon, Aliexpress, iHerb 2% on Online Local SGD spend - eCommerce, Food delivery Contactless & mobile payment - Paywave/Apple Pay/Google pay at restaurants/stores. 1% for any other retail spend Spree is a much better card than Unlimited. I think 2% is generally okay if you are a low spender because you don't have to meet any minimum spending requirements. Of course if you can achieve higher spend and cashback do go for those options. [Customer Service] But my experience with SC has been relatively good. The app works well and never really been on a phonecall with them since secured message can be used. Never paid annual fee before since can be waived easily Chris - Honey Money SG (YouTube)2
What are your thoughts?View 1 other commentsChristopher Chong
17 Feb 2021
Content Creator at @HoneyMoneySG
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10 Aug 2020
Purchased
Spree Credit Card
[Promotions and Perks] It is a great card to have for my spendings online and occasionally they have promotions where you can win cash credits on your spendings, like a spin the wheel etc.0
What are your thoughts?08 Jul 2020
Purchased
Spree Credit Card
I am using this card for most of my purchases as it gives the highest cashback of 2% compared to other cashback cards with no minimum spend and no cap. I have recommended this card to my children and friends. Currently, there are cash promotions for successful referrals.1
What are your thoughts?Sorry there is a cap of $60 per month.
Reply
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01 Jul 2020
Purchased
Spree Credit Card
My go-to card for online spending. I'm a minimal spender hence this card would be ideal for me as there's no minimum spend required.0
What are your thoughts?24 Jun 2020
Purchased
Spree Credit Card
[Cashback Card] No fuss 1% cash back on almost all transaction back into your statement with no minimum amount spend needed.0
What are your thoughts?
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Eligibility for Standard Chartered Spree Credit Card
To be eligible for the Standard Chartered Spree Credit Card, you'll have to meet the following criteria:
- 21 to 65 years old
- For Singaporeans and PRs:Â Minimum annual income of S$30,000
- For Foreigners:Â Minimum annual income of S$60,000
Fees and Charges for Standard Chartered Spree Credit Card
- Annual Principle Fee: $192.60
- Annual Supplementary Card fee: Free
- Fee waiver: Available
- Annual Interest Rate: Prevailing interest rate of 26.9% p.a. (subject to compounding if the charges are not repaid in full) on the amount withdrawn, chargeable of 0.074% on a daily basis from the date of withdrawal until receipt of full payment.
- Minimum monthly payment: 1% or $50, whichever is higher
- Late payment charge: $80
- Cash advance fee: 6% per transaction. A minimum fee of S$15 with finance charges of 0.077% per day till the date of full payment
- Overlimit fee: $40
Key Features and Benefits of Standard Chartered Spree Credit Card
These are some features of the Standard Chartered Spree Credit Card and the Cashback benefits it has to offer.
Benefits of Standard Chartered Spree Credit Card | What You'll Get |
|---|---|
Cashback | SC EasyBill: Cashback/Rewards/Points on IRAS, Education, Insurance & Rental payment |
Credit Card Limit |
|
Fund Transfer | 0% interest at a one-time processing fee |
Instalment Plans | Manage your finances with a 0% interest instalment plan |
Mobile Payments | Pay with Apple Pay, Google Pay or Samsung Pay |
Standard Chartered Spree Credit Card - Benefits
Terms and Conditions of Standard Chartered Spree Credit Card
- Only transactions from selected merchants will be eligible for cashback
- The following transactions are not eligible for cashback: cash advances, reoccurring payments, tax refunds, tax payment, insurance premium charges
- The maximum credit limit available is up to four times your monthly salary
- In the event the Spree Credit Card holder buys an item online and the product turns out as âNon-delivery of the goodsâ or âNon-compliant goodsâ, there is an insurance coverage of up to S$1,000
- In the event the Spree Credit Card holder purchases an item online and pays for it in full, using the SCB Spree Credit Card and within 14 calendar days of the date of purchase, finds the exact item being offered at a lower price on another website, Allianz will reimburse the price difference up to S$1,000 per Covered Item
- As a part of the go green initiative ABS Consumer Guide and Important Information Document will not be provided and the details can be found online
- Applying and activate the card within the first 30 days, you will be eligible to receive S$80 cashback, which is subjected to the Current and Previous Cashback Cap as defined in the full terms and conditions for this Promotion
- For existing to Standard Chartered principal cardholder and you satisfy all the eligibility criteria, you will be eligible to receive up to S$20 cashback (âExisting CC Cashbackâ); subject to the Current Cashback Cap and Previous Cashback Cap
- You can check your spending and rewards using the SCB Online app or SCB iBanking app
Standard Chartered Contact Info
- Customer service(Personal Banking): +65 9747 7000
Still unsure? Find out everything you need about credit cards - including what the best credit cards in Singapore are for miles and Cashback, factors to consider before getting one, fees to know, and why a good credit score matters.
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