Standard Chartered Rewards+ Credit Card

The Standard Chartered Rewards+ Credit Card is made for those who enjoy getting rewarded for overseas retail, dining and travel spend, and local dining spend.

Note: Effective January 1st, physical card activation is now required to receive gifts, instead of solely activating digitally.

4 May - 1 Jun Promotion:

To qualify for the rewards, customers need to:

• Apply for the cards and meet the minimum spend as required for each card
• Apply for one of the following SCB products via SingSaver link as well except EasyPay:

1. Apply for Standard Chartered EasyPay via SCB app for at least 3 retail transactions on your credit card for a minimum amount of S$150 each with at least 12 months tenure (within 60 days of card approval date).
2. Apply and open a Standard Chartered Bonus$aver Account with a minimum deposit of S$3,000 (within 60 days of card approval date). Quick apply here.
3. Submit an application and get approved for Standard Chartered CashOne Personal Loan with a minimum loan approved amount of S$1,000 and a minimum tenure of 12 months (within 60 days of card approval date). Quick apply here.
4. Apply and get approved for Standard Chartered Credit Card Funds Transfer (CCFT) with a minimum loan amount of S$1,000 for a minimum tenure of 3 months (within 60 days of card approval date). Quick apply here.

To clarify, if customers apply for both an SCB Credit Card and SCB CashOne via SingSaver, they will only receive the reward for the product they apply for first.

For example, if a customer applies for the Credit Card before CashOne, they will receive the Credit Card reward. The CashOne application will then be considered as an ETC case.

SCB Simply Cash (4 May - 1 Jun)

Promo Mechanic: Activate and spending a min. of S$800 within 30 days of card approval; apply one of the 4 SCB products listed above.

• NTC (New to card) only, ETCs (Existing to card) no offer
• NOT Stackable with BAU

Base Rewards:

• S$350 Cash
• S$370 Grab Voucher
• Samsung Galaxy Buds4 Pro + 100 eCap bundle (worth S$449)

Top-up Rewards:

• Dyson Airstrait (worth S$799) - S$100 topup
• Dyson V8 Cyclone cordless vacuum (worth S$559) - S$100 topup
• MacBook Neo 256GB Magic Keyboard (worth S$849) - S$450 topup
• Apple iPad Air (M4) 11" Wi-Fi 128GB (worth S$899) - S$500 topup
• Apple Watch Ultra 3 (worth S$1199) - S$840 topup

SCB Journey (4 May - 1 Jun)

Promo Mechanic: Activate and spending a min. of S$800 within 60 days of card approval; apply one of the 4 SCB products listed above.

• NTC (New to card) only, ETCs (Existing to card) no offer
• Stackable with SCB offer

Base Rewards:

• S$180 cash
• 12,000 Max Miles (worth a round trip to Kuala Lumpur with the travel value at S$210+)
• Samsung Galaxy Buds4 Pro (worth S$349)
• Samsonite Straren Spinner 67/24 (worth S$600)

Product Page Transparency

• Pays to access additional features

Card Features & Details

1) Key Features

• Up to 10x rewards points on foreign currency on overseas retail, dining, and travel
• Up to 5x rewards points on dining transactions in SGD
• SC Shop and Earn - Upgrade your home and earn up to 8.05% Cashback. Shop top home and electronics brands like Dyson, Heavenluxe, Samsung, Xiaomi and many more. Unlock one of the highest Cashback as a Priority client. Log on to SC Shop and Earn via SC Mobile to start shopping.

2) Benefits

360° Rewards Points

• Up to 10x rewards points on foreign currency on overseas retail, dining, and travel
• Up to 5x rewards points on dining transactions in SGD
• Cumulative Rewards+ Cap of 20,000 Additional 360° Rewards Points
• Unlimited base 360° Rewards Points

The Good Life Privileges

• Enjoy access to exciting privileges, promotions, and benefits with your Standard Chartered Simply Cash Credit Card such as:
• TANGS - Up to S$40 voucher or promo code
• Caltex - Up to 20.7% savings and more
• Agoda - Up to 18% off accommodation worldwide
• Expedia - Up to 20% off eligible hotel bookings
• Standard Chartered Singapore Marathon 2023 - 15% off registration fees

360° Rewards Programme

• SC Online Rewards: Redeem for e-Vouchers or KrisFlyer miles
• SC EasyRewards: Redeem for Airline Partner Miles (Emirates Skywards, Qatar Airways Privilege, Qantas Frequent Flyer, and more), and Hotel Partner Points (ALL – Accor Live Limitless, IHG One Rewards) via Transfer Rewards.

3) Eligibility

• Age: 21 years old and above
• Citizenship: Singaporeans, PRs and Foreigners
• Minimum annual income:
• S$30,000 for Singaporeans/PRs
• S$60,000 for Foreigners

4) Fees & Charges

• Annual principal fee: S$196.20 (first two years waived) (inclusive of GST)
• Supplementary card annual fee: S$0
• Late payment fees: S$100
• Repayment grace period: At least 22 days from billing/statement date
• The minimum payment due will be:
• (i) the greater of either S$50 or 1% of principal (Including any installments billed in the current month); plus
• (ii) interest, fees, and charges; and
• (iii) over limit amount and past due amount (if any).
• Outstanding balances that are below S$50 shall be repaid in full.
• Cash advance charges: 8% with a minimum fee of $15 plus Finance Charges at 0.082% per day on the amount withdrawn from the date of the transaction until the date of full payment
• Overlimit fee: S$40

Frequently Asked Questions

Can you enjoy annual fee waiver for the Standard Chartered Rewards+ Credit Card?

• Yes, the annual fee for the Standard Chartered Rewards+ Credit Card of $196.20 (inclusive of GST) is waived for the first and second-year

Who should apply for the Standard Chartered Rewards+ Credit Card?

• It is ideal for those who enjoy getting rewarded for dining out 

What is the minimum income requirement for the Standard Chartered Rewards+ Credit Card?

• Singapore/PR: Minimum Income of S$30,000
• Foreigners: Minimum Income of S$60,000