facebookStandard Chartered Prudential Platinum Credit Card Ratings May 2026

Standard Chartered Prudential Platinum Credit Card

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Summary

Standard Chartered Prudential Platinum Card Review 2026

4 May - 1 Jun Promotion:

To qualify for the rewards, customers need to:

  • Apply for the cards and meet the minimum spend as required for each card
  • Apply for one of the following SCB products via SingSaver link as well except EasyPay:
  1. Apply for Standard Chartered EasyPay via SCB app for at least 3 retail transactions on your credit card for a minimum amount of S$150 each with at least 12 months tenure (within 60 days of card approval date).
  2. Apply and open a Standard Chartered Bonus$aver Account with a minimum deposit of S$3,000 (within 60 days of card approval date). Quick apply here.
  3. Submit an application and get approved for Standard Chartered CashOne Personal Loan with a minimum loan approved amount of S$1,000 and a minimum tenure of 12 months (within 60 days of card approval date). Quick apply here.
  4. Apply and get approved for Standard Chartered Credit Card Funds Transfer (CCFT) with a minimum loan amount of S$1,000 for a minimum tenure of 3 months (within 60 days of card approval date). Quick apply here.

To clarify, if customers apply for both an SCB Credit Card and SCB CashOne via SingSaver, they will only receive the reward for the product they apply for first.


For example, if a customer applies for the Credit Card before CashOne, they will receive the Credit Card reward. The CashOne application will then be considered as an ETC case.

SCB Simply Cash (4 May - 1 Jun)

Promo Mechanic: Activate and spending a min. of S$800 within 30 days of card approval; apply one of the 4 SCB products listed above.

  • NTC (New to card) only, ETCs (Existing to card) no offer
  • NOT Stackable with BAU

Base Rewards:

  • S$350 Cash
  • S$370 Grab Voucher
  • Samsung Galaxy Buds4 Pro + 100 eCap bundle (worth S$449)

Top-up Rewards:

  • Dyson Airstrait (worth S$799) - S$100 topup
  • Dyson V8 Cyclone cordless vacuum (worth S$559) - S$100 topup
  • MacBook Neo 256GB Magic Keyboard (worth S$849) - S$450 topup
  • Apple iPad Air (M4) 11" Wi-Fi 128GB (worth S$899) - S$500 topup
  • Apple Watch Ultra 3 (worth S$1199) - S$840 topup

SCB Journey (4 May - 1 Jun)

Promo Mechanic: Activate and spending a min. of S$800 within 60 days of card approval; apply one of the 4 SCB products listed above.

  • NTC (New to card) only, ETCs (Existing to card) no offer
  • Stackable with SCB offer

Base Rewards:

  • S$180 cash
  • 12,000 Max Miles (worth a round trip to Kuala Lumpur with the travel value at S$210+)
  • Samsung Galaxy Buds4 Pro (worth S$349)
  • Samsonite Straren Spinner 67/24 (worth S$600)

Key features of Standard Chartered Rewards Credit Card
  • Get instant Digital Card + Approval when you apply via MyInfo
  • Earn Reward Points on Spending (No minimum spending, capped at 20,000 points per year) (1 Reward Point = 0.29 Miles)
    - 10X Rewards Points per S$1 spent in Foreign Currency, including online spends
    - 5X Rewards Points per S$1 spent in Singapore Dollars for local transactions
    - 1X Rewards Points per S$1 on all other spends
  • Equivalent Cash value which can be used to offset premium payments for Eligible Prudential policies
    - First 3,000 Rewards Points = S$12
    - Subsequent 300 Reward Points = S$1.20
  • Complimentary travel medical insurance of up to S$500,000
...see more

Summary

Standard Chartered Prudential Platinum Card Review 2026

4 May - 1 Jun Promotion:

To qualify for the rewards, customers need to:

  • Apply for the cards and meet the minimum spend as required for each card
  • Apply for one of the following SCB products via SingSaver link as well except EasyPay:
  1. Apply for Standard Chartered EasyPay via SCB app for at least 3 retail transactions on your credit card for a minimum amount of S$150 each with at least 12 months tenure (within 60 days of card approval date).
  2. Apply and open a Standard Chartered Bonus$aver Account with a minimum deposit of S$3,000 (within 60 days of card approval date). Quick apply here.
  3. Submit an application and get approved for Standard Chartered CashOne Personal Loan with a minimum loan approved amount of S$1,000 and a minimum tenure of 12 months (within 60 days of card approval date). Quick apply here.
  4. Apply and get approved for Standard Chartered Credit Card Funds Transfer (CCFT) with a minimum loan amount of S$1,000 for a minimum tenure of 3 months (within 60 days of card approval date). Quick apply here.

To clarify, if customers apply for both an SCB Credit Card and SCB CashOne via SingSaver, they will only receive the reward for the product they apply for first.


For example, if a customer applies for the Credit Card before CashOne, they will receive the Credit Card reward. The CashOne application will then be considered as an ETC case.

SCB Simply Cash (4 May - 1 Jun)

Promo Mechanic: Activate and spending a min. of S$800 within 30 days of card approval; apply one of the 4 SCB products listed above.

  • NTC (New to card) only, ETCs (Existing to card) no offer
  • NOT Stackable with BAU

Base Rewards:

  • S$350 Cash
  • S$370 Grab Voucher
  • Samsung Galaxy Buds4 Pro + 100 eCap bundle (worth S$449)

Top-up Rewards:

  • Dyson Airstrait (worth S$799) - S$100 topup
  • Dyson V8 Cyclone cordless vacuum (worth S$559) - S$100 topup
  • MacBook Neo 256GB Magic Keyboard (worth S$849) - S$450 topup
  • Apple iPad Air (M4) 11" Wi-Fi 128GB (worth S$899) - S$500 topup
  • Apple Watch Ultra 3 (worth S$1199) - S$840 topup

SCB Journey (4 May - 1 Jun)

Promo Mechanic: Activate and spending a min. of S$800 within 60 days of card approval; apply one of the 4 SCB products listed above.

  • NTC (New to card) only, ETCs (Existing to card) no offer
  • Stackable with SCB offer

Base Rewards:

  • S$180 cash
  • 12,000 Max Miles (worth a round trip to Kuala Lumpur with the travel value at S$210+)
  • Samsung Galaxy Buds4 Pro (worth S$349)
  • Samsonite Straren Spinner 67/24 (worth S$600)

Key features of Standard Chartered Rewards Credit Card
  • Get instant Digital Card + Approval when you apply via MyInfo
  • Earn Reward Points on Spending (No minimum spending, capped at 20,000 points per year) (1 Reward Point = 0.29 Miles)
    - 10X Rewards Points per S$1 spent in Foreign Currency, including online spends
    - 5X Rewards Points per S$1 spent in Singapore Dollars for local transactions
    - 1X Rewards Points per S$1 on all other spends
  • Equivalent Cash value which can be used to offset premium payments for Eligible Prudential policies
    - First 3,000 Rewards Points = S$12
    - Subsequent 300 Reward Points = S$1.20
  • Complimentary travel medical insurance of up to S$500,000
...see more

SCB Prudential Platinum Card

10X Points per Dollar
FOREIGN SPEND
5X Points per Dollar on Dining
SELECTED SPEND
1X Point per Dollar
OTHER SPEND
S$30,000
MINIMUM ANNUAL INCOME

SCB Prudential Platinum Card

10X Points per Dollar

FOREIGN SPEND

5X Points per Dollar on Dining

SELECTED SPEND

1X Point per Dollar

OTHER SPEND

S$30,000

MINIMUM ANNUAL INCOME

📣 SIGN-UP BONUS

Snag S$350 Cash, S$370 Grab Voucher and Samsung Galaxy Buds4 Pro + 100 eCap bundle (worth S$449)! Top up for more rewards!

Valid till 01 Jun 2026. T&Cs apply.

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Reviews (2)

3.5

2 Reviews

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      Posted 12 Apr 2024

      Purchased

      SCB Prudential Platinum Card

      easy to apply online and card received quite quick, overall recommended . Best part is no annual fees

      0

      What are your thoughts?

      Posted 06 Dec 2025

      Seems to be good for insurance premium charges at Prudential. My main concern is the fee waivers and the hidden terms and conditions.

      0

      What are your thoughts?

    Discussions (0)

      No Posts Found.

      Eligibility for Standard Chartered Prudential Platinum Card

      • Principal cardholders minimum age must be at least 21 years of age and up to 65 years of age
      • Singaporeans and PR; Minimum annual income of S$30,000
      • Foreigners; Minimum annual income of S$60,000 and must be holders of P1, P2 or Q type Singapore Employment Passes
        - Q Pass holders must have minimum one year validity remaining on their passes
      • Credit Record Free from Default

      Fees and Charges for Standard Chartered Rewards Credit Card

      • Annual Principle Fee: S$192.60 (Waived for 2 years)
      • Annual Supplementary Card fee: N/A
      • Fee waiver: Available
      • Interest-Free Period: 22 days
      • Annual Interest Rate: 26.90%
      • Minimum monthly payment: 1% or S$50, whichever is higher
      • Late payment charge: S$80
      • Cash advance fee: 6% or $15, whichever is higher
      • Overlimit fee: S$40
      • Fees for foreign currency transactions: Up to 3.5% of the transaction amount

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