Etiqa Tiq Car Insurance
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This product is managed by Etiqa.
Summary
Tiq Car Insurance Review
Tiq Car Insurance, by Etiqa, has what is generally considered as average plans in the market, making it a good overall choice for drivers who don’t want to overthink or over complicate their car insurance plan purchases.
Another reason to consider Tiq Car Insurance would be their drive less save more (DLSM) or their 30 minute claims approval.
DLSM allows drivers to save more on their policy if they drive under a certain mileage a day such as a 10% rebate if you drive less than 33 km.
The 30 minute claims approval is applicable to only own-damage motor claims under the amount of S$5,000 at Etiqa’s authorised workshops. Upon receiving the necessary claims and estimated damage documents, repair claims of up to S$5,000 can be approved in just 30 minutes.
TIQ Car Insurance Promotion: Use promo code TIQSINGSAVER to get 20% off TIQ Car Insurance. Get more rewards directly from TIQ with purchase of eligible insurance policies. Valid till 31 July 2025. T&Cs apply. Also S$10 petrol vouchers. Valid till 31 July 2025. T&Cs apply.
Product Page Transparency
- Claimed in December 2020
- Pays to access additional features
Tiq Car Insurance - Third-Party Only - TPO
Pros
- Standard TPO Coverage
- Also comes with up to S$2000 legal cost coverage benefit
- Additional optional covers are available
Cons
- Basic TPO Coverage
Tiq Car Insurance - Third-Party Fire & Theft - TPFT
Pros
- Standard TPFT Coverage
- Also comes with up to S$2000 legal cost coverage benefit
- S$200 for tow coverage
- Additional optional covers are available
Cons
- Basic TPFT Coverage
Tiq Car Insurance - Comprehensive
Pros
- Standard Comprehensive car insurance coverage
- Considered Market Average - Good to use as a base
- Optional covers for you to tailor the plan to your needs
- Young / Inexperienced Driver Excess at S$2000
- Excess can be adjusted to fit your needs
Cons
- May not be the best for families as it is not included in the base plan, has to be added on
Fulfillment:
- SingSaver Promotion gift will be fulfilled by SingSaver
- Tiq Promotion gift will be fulfilled by Tiq
Contact Information
Contact Tiq for product inquiries:
Call: +65 6887 8777
Email: [email protected]
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Summary
Tiq Car Insurance Review
Tiq Car Insurance, by Etiqa, has what is generally considered as average plans in the market, making it a good overall choice for drivers who don’t want to overthink or over complicate their car insurance plan purchases.
Another reason to consider Tiq Car Insurance would be their drive less save more (DLSM) or their 30 minute claims approval.
DLSM allows drivers to save more on their policy if they drive under a certain mileage a day such as a 10% rebate if you drive less than 33 km.
The 30 minute claims approval is applicable to only own-damage motor claims under the amount of S$5,000 at Etiqa’s authorised workshops. Upon receiving the necessary claims and estimated damage documents, repair claims of up to S$5,000 can be approved in just 30 minutes.
TIQ Car Insurance Promotion: Use promo code TIQSINGSAVER to get 20% off TIQ Car Insurance. Get more rewards directly from TIQ with purchase of eligible insurance policies. Valid till 31 July 2025. T&Cs apply. Also S$10 petrol vouchers. Valid till 31 July 2025. T&Cs apply.
Product Page Transparency
- Claimed in December 2020
- Pays to access additional features
Tiq Car Insurance - Third-Party Only - TPO
Pros
- Standard TPO Coverage
- Also comes with up to S$2000 legal cost coverage benefit
- Additional optional covers are available
Cons
- Basic TPO Coverage
Tiq Car Insurance - Third-Party Fire & Theft - TPFT
Pros
- Standard TPFT Coverage
- Also comes with up to S$2000 legal cost coverage benefit
- S$200 for tow coverage
- Additional optional covers are available
Cons
- Basic TPFT Coverage
Tiq Car Insurance - Comprehensive
Pros
- Standard Comprehensive car insurance coverage
- Considered Market Average - Good to use as a base
- Optional covers for you to tailor the plan to your needs
- Young / Inexperienced Driver Excess at S$2000
- Excess can be adjusted to fit your needs
Cons
- May not be the best for families as it is not included in the base plan, has to be added on
Fulfillment:
- SingSaver Promotion gift will be fulfilled by SingSaver
- Tiq Promotion gift will be fulfilled by Tiq
Contact Information
Contact Tiq for product inquiries:
Call: +65 6887 8777
Email: [email protected]
Based on a 35 year old married male driving a Toyota Corolla Altis 1.6 with 50% NCD, a clean driving record, 10 years of driving experience with 0 claims in the last 3 years
3.7
6 Reviews
High to Low
Posted 12 Jun 2025
Purchased
Etiqa Private Car Insurance
Referral Code: R450740 Get additional 5 ~ 14% discount when you purchase for TIQ BY ETIQA travel insurance and all other insurances! Travel Insurance - Extra 7% discount Private Car & Motorcycle, Personal Accident Insurance - Extra 5% discount Maid, Pet Insurance - Extra 14% discount Home Insurance - Extra 9% discount0
What are your thoughts?28 May 2020
Purchased
Etiqa Private Car Insurance
The online buying process was a breeze. Noticed that the discount code was automatically given as well. I settled my car insurance in less than 3 mins! The Tiq connect App is great to use too, simple and informative. You could check your policy details easily.1
What are your thoughts?Reply
Save
Posted 20 Nov 2022
Purchased
Etiqa Private Car Insurance
[Claims Experience] It was easy to submit my claim and the documents required were not so tedious. The whole process took about 3 days to receive my claim.0
What are your thoughts?31 May 2020
Purchased
Etiqa Private Car Insurance
I love the comprehensive coverage it offers especially the $50 per day if your car is in workshop or repairs. The claim process was fast and the customer representative was friendly too. Most importantly, there were no hidden terms and conditions. Therefore, i strongly recommended this comprehensive coverage to all.0
What are your thoughts?Posted 01 May 2025
Purchased
Etiqa Private Car Insurance
Tiq Car Insurance, by Etiqa, has what is generally considered as average plans in the market, making it a good overall choice for drivers who don’t want to overthink or over complicate their car insurance plan purchases.0
What are your thoughts?Posted 7d ago
Purchased
Etiqa Private Car Insurance
[Purchase Process] The time this company takes to issue Certificate of Insurance is the longest I have never ever came across before. New car already collected on the week of 14 July 2025, but has yet to receive the Certificate of Insurance by 25 July 2025. To a new customer like myself, processing time like this simply shows the terrible state an insurance company Etiqa is. For folks shopping or researching for car insurance companies to go to, Etiqa is definitely not to be selected. You will have better experience going with my previous few insurance companies i had been with namely Tokio Marine and DirectAsia. Never ever trust a motor insurance company that takes more than 1 week to issue a certificate of insurance to be able to respond to needs well. [Customer Service] Hotline is as bad. When i called the hotline to ask for the status, the CS guy told me there no hurries to get the Certificate of Insurance. ARE YOU KIDDING ME?! A cover note only last about 1 month and it does not allow me to apply for VEP and LTA does not recognise the Cover Note! LTA already issued me a warning letter to not drive my new car on Singapore road without insurance cover! And what more is the Customer Service did not even tell me what is causing the delay? Too long of a tea break perhaps? All the CS inform me is he will write a note to expedite and nothing changed since then! Never sign with Etiqa!0
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Buying a motorcar insurance is easy and reliable by the app. Quotation is fast online and follow by email. I strongky recommend this Etiqa!