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Anonymous

01 Jan 2020

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What bank accounts and credit cards would be suitable for graduate students receiving stipends instead of salaries to earn cashback/rebates?

Since stipends are not credited as GIRO - SAL, is it possible to still apply for credit cards? --- A sad PhD student trying to manage his financials

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Kenny Ng

01 Jan 2020

Try UOB One account, it requires just 3 GIRO payments and CC spend which is quite manageable.

Tip: Donate to 3 charities for the 3 GIRO payment. Get cashback + do a good deed + tax relief ( 1 dollar donated = 2.5 dollars tax relief).

Best deal in the market so far ;)

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Yusoff Halik

31 Dec 2019

You can check out the below 😎👍

https://blog.moneysmart.sg/credit-cards/best-st...

https://www.google.com.sg/amp/s/blog.seedly.sg/...

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Will PhD stipends be considered as salary crediting for DBS Multiplier Account (or any other similar accounts)? Also, will PhD's student status qualify them for credit cards?

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Is it possible to split salary to credit different bank accounts to maximise interest earned (avoiding caps) whilst fulfilling the salary credit requirement?

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