If you already have company medical coverage, do you still get your own health insurance or hospital plan?

You never know whats going to happen down the road. Company Insurance is great, but remember, it only covers you while you are with the company.

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If you switch companies or get retrenched, you could potentially lose your medical coverage. By that time, you may not be eligible to get a personal hospitalisation at that point in time particularly as you get older

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In singapore theres still the medishield life safety net, but thats subject to only $200,000 in annual claims.

MediShield Life Benefits | Ministry of Health

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Its advisable to get additional private coverage (as long as its within your means)

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Depending on the situation, you can decide when the time comes which one would be better to claim from first.

Yes cos will need if retire or quit job

Thanks for sharing

Yes, might cover different things.