I'm currently in a credit card debt and tried to work on the snowball effect method, but it still did not work. What should I do?

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I don't know how much you owe but I got $11k student debt when I graduated.

The upside was that the economy so bad in 2008 that all banks were requested by the Government to suspended interest charge on study loans:

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What I do to clear my debts:

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1. Work like there's no day no night.

Hustles, side jobs. Eat dabaos.

After 9-5 work go do part-time jobs.

Weekend go helpout at events.

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When you work no day no night, where got time to spend right?

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2. Live like a pauper.

Bring mother go holiday take budget $300 flight to China but take 13 hrs and 2 connecting flights. Poor mom.

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And I cleared the Debt in 13 months.

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3. Question yourself

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Sorry ah, poster. If it's consumer debt, please go and work.

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Don't let the Baby Boomers and Gen Xers be right that you are a strawberry. You got the debt, you suck it up and work your a** off.

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You need a mirror. Don't waste time asking for magic pills in Seedly.

The people here put face put profile and you hide behind anomity to ask questions.

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If the credit card debt came from medical bills you have my sympathy, otherwise, just work it off.

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A bit harsh ah. But you asked what you need to do. Do it.